diff --git a/src/lib/utils.js b/src/lib/utils.js
index 5077cfe..786fba5 100644
--- a/src/lib/utils.js
+++ b/src/lib/utils.js
@@ -174,22 +174,15 @@ function toIsoCurrency(currency) {
 }
 
 /**
- * Валюта суммы тарифа VPS: поле vps.currency, иначе (только у хостеров без API) — валюта приёма из справочника.
- * Для BILLmanager нельзя подставлять baseCurrency хостера при пустом поле: тариф в валюте из API (часто RUB).
- * У ручных хостеров «USD» в VPS часто дефолт формы — тогда берём валюту хостера.
+ * Валюта тарифа VPS = валюта хостера (provider.baseCurrency).
+ * vps.currency — только как запасной вариант, если хостер не найден.
  */
 export function effectiveVpsTariffCurrency(vps, provider) {
-  const ownRaw = (vps?.currency || '').trim()
-  const ownIso = ownRaw ? toIsoCurrency(ownRaw) : null
   const provRaw = (provider?.baseCurrency || '').trim()
-  const provIso = provRaw ? toIsoCurrency(provRaw) : null
-  const noApi = !(provider?.apiType || '').trim()
-  if (noApi && ownIso === 'USD' && provIso && provIso !== 'USD') {
-    return provIso
-  }
-  if (ownIso) return ownIso
-  if (provIso && noApi) return provIso
-  return noApi ? 'USD' : 'RUB'
+  if (provRaw) return toIsoCurrency(provRaw)
+  const ownRaw = (vps?.currency || '').trim()
+  if (ownRaw) return toIsoCurrency(ownRaw)
+  return 'RUB'
 }
 
 /**
diff --git a/src/pages/DashboardPage.jsx b/src/pages/DashboardPage.jsx
index 1e30846..54a0fb2 100644
--- a/src/pages/DashboardPage.jsx
+++ b/src/pages/DashboardPage.jsx
@@ -1,6 +1,6 @@
 import { useEffect, useMemo, useState } from 'react'
 import { Link } from 'react-router-dom'
-import { convertCurrency, formatCurrency, monthKey } from '../lib/utils'
+import { convertCurrency, effectiveVpsTariffCurrency, formatCurrency, monthKey } from '../lib/utils'
 import { getPaidUntilDate as computePaidUntil } from '../lib/paid-until'
 import { computeInventoryHealth, formatSyncSummaryLine } from '../lib/inventory-health'
 import { fetchSyncStatus } from '../lib/api'
@@ -37,6 +37,11 @@ export function DashboardPage({ db = {}, settings, ratesData }) {
 
   const activeVpsCount = vps.filter((item) => item.status === 'active').length
 
+  const providerById = useMemo(
+    () => new Map(providers.map((p) => [p.id, p])),
+    [providers],
+  )
+
   const monthForecast = useMemo(() => {
     return vps
       .filter((item) => item.status === 'active')
@@ -46,9 +51,10 @@ export function DashboardPage({ db = {}, settings, ratesData }) {
           tariffType === 'daily'
             ? Number(item.dailyRate || 0) * 30
             : Number(item.monthlyRate || 0)
-        return acc + convertCurrency(amount, item.currency || 'USD', baseCurrency, ratesData)
+        const cur = effectiveVpsTariffCurrency(item, providerById.get(item.providerId))
+        return acc + convertCurrency(amount, cur, baseCurrency, ratesData)
       }, 0)
-  }, [vps, baseCurrency, ratesData])
+  }, [vps, baseCurrency, ratesData, providerById])
 
   const monthExpenses = useMemo(() => {
     return [...payments, ...balanceLedger]
@@ -144,14 +150,15 @@ export function DashboardPage({ db = {}, settings, ratesData }) {
         tariffType === 'daily'
           ? Number(item.dailyRate || 0) * 30
           : Number(item.monthlyRate || 0)
-      map[key].forecast += convertCurrency(amount, item.currency || 'USD', baseCurrency, ratesData)
+      const cur = effectiveVpsTariffCurrency(item, providerById.get(item.providerId))
+      map[key].forecast += convertCurrency(amount, cur, baseCurrency, ratesData)
     }
     return Object.values(map).sort((a, b) => {
       if (a.key === '__none__') return 1
       if (b.key === '__none__') return -1
       return a.label.localeCompare(b.label, 'ru')
     })
-  }, [vps, baseCurrency, ratesData])
+  }, [vps, baseCurrency, ratesData, providerById])
 
   const forecastByAccount = useMemo(() => {
     return providerAccounts
@@ -164,13 +171,14 @@ export function DashboardPage({ db = {}, settings, ratesData }) {
             tariffType === 'daily'
               ? Number(item.dailyRate || 0) * 30
               : Number(item.monthlyRate || 0)
-          forecast += convertCurrency(amount, item.currency || 'USD', baseCurrency, ratesData)
+          const cur = effectiveVpsTariffCurrency(item, providerById.get(item.providerId))
+          forecast += convertCurrency(amount, cur, baseCurrency, ratesData)
         }
         return { account: acc, count: items.length, forecast }
       })
       .filter((row) => row.count > 0)
       .sort((a, b) => b.forecast - a.forecast)
-  }, [vps, providerAccounts, baseCurrency, ratesData])
+  }, [vps, providerAccounts, baseCurrency, ratesData, providerById])
 
   const accountBalances = providerAccounts.map((account) => {
     if (account.balance_api != null && Number.isFinite(Number(account.balance_api))) {
diff --git a/src/pages/ReportsPage.jsx b/src/pages/ReportsPage.jsx
index bf2097b..0f6e75c 100644
--- a/src/pages/ReportsPage.jsx
+++ b/src/pages/ReportsPage.jsx
@@ -2,6 +2,7 @@ import { useMemo, useState } from 'react'
 import {
   convertCurrency,
   downloadTextFile,
+  effectiveVpsTariffCurrency,
   formatCurrency,
   toCsv,
   vpsStatusLabel,
@@ -134,7 +135,7 @@ export function ReportsPage({ db, settings, ratesData }) {
         city: vps.city || '',
         status: vps.status,
         expense: Number(total.toFixed(2)),
-        currency: vps.currency || 'USD',
+        currency: effectiveVpsTariffCurrency(vps, provider),
       }
     })
   }, [db.payments, db.balanceLedger, db.providers, db.providerAccounts, db.vps, filters])
diff --git a/src/pages/ResourcesPage.jsx b/src/pages/ResourcesPage.jsx
index 9fa4b36..09f003a 100644
--- a/src/pages/ResourcesPage.jsx
+++ b/src/pages/ResourcesPage.jsx
@@ -1,20 +1,22 @@
 import { useMemo, useState } from 'react'
 import {
   convertCurrency,
+  effectiveVpsTariffCurrency,
   formatCurrency,
 } from '../lib/utils'
 import { EmptyState } from '../components/EmptyState'
 import { PageHeader } from '../components/PageHeader'
 import { noBrowserSuggestProps } from '../lib/noBrowserSuggestProps'
 
-function vpsMonthlyEstimateInBase(item, baseCurrency, ratesData) {
+function vpsMonthlyEstimateInBase(item, baseCurrency, ratesData, providerById) {
   if (item.status !== 'active') return 0
   const tariffType = item.tariffType || (Number(item.dailyRate || 0) > 0 ? 'daily' : 'monthly')
   const amount =
     tariffType === 'daily'
       ? Number(item.dailyRate || 0) * 30
       : Number(item.monthlyRate || 0)
-  return convertCurrency(amount, item.currency || 'USD', baseCurrency, ratesData)
+  const cur = effectiveVpsTariffCurrency(item, providerById.get(item.providerId))
+  return convertCurrency(amount, cur, baseCurrency, ratesData)
 }
 
 export function ResourcesPage({ db, settings, ratesData }) {
@@ -74,6 +76,11 @@ export function ResourcesPage({ db, settings, ratesData }) {
     })
   }, [db.vps, filters, customFields])
 
+  const providerById = useMemo(
+    () => new Map((db.providers || []).map((p) => [p.id, p])),
+    [db.providers],
+  )
+
   const groups = useMemo(() => {
     const map = new Map()
     const accounts = db.providerAccounts || []
@@ -123,7 +130,7 @@ export function ResourcesPage({ db, settings, ratesData }) {
       g.vcpu += Number(item.vcpu || 0)
       g.ramGb += Number(item.ramGb || 0)
       g.diskGb += Number(item.diskGb || 0)
-      g.forecast += vpsMonthlyEstimateInBase(item, baseCurrency, ratesData)
+      g.forecast += vpsMonthlyEstimateInBase(item, baseCurrency, ratesData, providerById)
     }
     const list = [...map.values()]
     list.sort((a, b) => {
@@ -134,7 +141,7 @@ export function ResourcesPage({ db, settings, ratesData }) {
       return b.forecast - a.forecast || b.vcpu - a.vcpu
     })
     return list
-  }, [vpsFiltered, groupBy, db.providerAccounts, baseCurrency, ratesData])
+  }, [vpsFiltered, groupBy, db.providerAccounts, baseCurrency, ratesData, providerById])
 
   const maxForecast = useMemo(
     () => groups.reduce((m, g) => Math.max(m, g.forecast), 0),
diff --git a/src/pages/VpsPage.jsx b/src/pages/VpsPage.jsx
index 99a82e0..8ec339e 100644
--- a/src/pages/VpsPage.jsx
+++ b/src/pages/VpsPage.jsx
@@ -374,14 +374,10 @@ export function VpsPage({ db, actions, settings, ratesData }) {
     customFields.forEach((f) => {
       customFieldValues[f.key] = form[f.key] ?? ''
     })
-    const prov = providerById.get(form.providerId)
-    const resolvedCurrency =
-      (form.currency || '').trim() || (prov?.baseCurrency || '').trim() || 'USD'
     const payload = {
       ...restForm,
       ...customFieldValues,
       additionalIps,
-      currency: resolvedCurrency,
       dailyRate: form.tariffType === 'daily' ? form.dailyRate : '',
       monthlyRate: form.tariffType === 'monthly' ? form.monthlyRate : '',
     }
@@ -426,7 +422,7 @@ export function VpsPage({ db, actions, settings, ratesData }) {
       status: vps.status || 'active',
       tariffType:
         vps.tariffType || (Number(vps.dailyRate || 0) > 0 ? 'daily' : 'monthly'),
-      currency: effectiveVpsTariffCurrency(vps, providerById.get(vps.providerId)),
+      currency: vps.currency || '',
       dailyRate: vps.dailyRate || '',
       monthlyRate: vps.monthlyRate || '',
       createdAt: vps.createdAt || '',
@@ -1440,18 +1436,13 @@ export function VpsPage({ db, actions, settings, ratesData }) {
                 <select autoComplete="off"
                   className="form-select"
                   value={form.providerId}
-                  onChange={(e) => {
-                    const newProviderId = e.target.value
-                    const prov = providerById.get(newProviderId)
-                    const nextCur =
-                      (prov?.baseCurrency || '').trim().toUpperCase() || 'USD'
+                  onChange={(e) =>
                     setForm((prev) => ({
                       ...prev,
-                      providerId: newProviderId,
+                      providerId: e.target.value,
                       providerAccountId: '',
-                      currency: nextCur,
                     }))
-                  }}
+                  }
                   required
                 >
                   <option value="">— Выберите —</option>
@@ -1681,7 +1672,7 @@ export function VpsPage({ db, actions, settings, ratesData }) {
           <section className="vps-form-section">
             <h6 className="vps-form-section-title">Тариф и оплата</h6>
             <div className="row g-3">
-              <div className="col-12 col-sm-6 col-md-3">
+              <div className="col-12 col-sm-6 col-md-4">
                 <label className="form-label">Статус</label>
                 <select autoComplete="off"
                   className="form-select"
@@ -1693,7 +1684,7 @@ export function VpsPage({ db, actions, settings, ratesData }) {
                   <option value="archived">{vpsStatusLabel('archived')}</option>
                 </select>
               </div>
-              <div className="col-12 col-sm-6 col-md-3">
+              <div className="col-12 col-sm-6 col-md-4">
                 <label className="form-label">Тип тарифа</label>
                 <select autoComplete="off"
                   className="form-select"
@@ -1711,7 +1702,7 @@ export function VpsPage({ db, actions, settings, ratesData }) {
                   <option value="monthly">{tariffTypeLabel('monthly')}</option>
                 </select>
               </div>
-              <div className="col-12 col-sm-6 col-md-3">
+              <div className="col-12 col-sm-6 col-md-4">
                 <label className="form-label">
                   {form.tariffType === 'daily' ? 'Суточный тариф' : 'Месячный тариф'}
                 </label>
@@ -1731,21 +1722,13 @@ export function VpsPage({ db, actions, settings, ratesData }) {
                   placeholder="0.00"
                 />
               </div>
-              <div className="col-12 col-sm-6 col-md-3">
-                <label className="form-label">Валюта тарифа</label>
-                <select autoComplete="off"
-                  className="form-select"
-                  value={form.currency || (providerById.get(form.providerId)?.baseCurrency || '').trim() || 'USD'}
-                  onChange={(e) => setForm((prev) => ({ ...prev, currency: e.target.value }))}
-                >
-                  <option value="RUB">RUB</option>
-                  <option value="USD">USD</option>
-                  <option value="EUR">EUR</option>
-                </select>
-                <div className="text-secondary small mt-1">
-                  В списке VPS и конвертации используется эта валюта, а не только валюта хостера в справочнике.
+              {form.providerId ? (
+                <div className="col-12">
+                  <span className="text-secondary small">
+                    Валюта тарифа: {(providerById.get(form.providerId)?.baseCurrency || '—').toUpperCase()} (из справочника хостера)
+                  </span>
                 </div>
-              </div>
+              ) : null}
               <div className="col-12 col-sm-6">
                 <label className="form-label">Дата создания</label>
                 <input {...noBrowserSuggestProps}